Whenever a low-handicapper is paried with a high-handicapper, it makes for a formidable team especially if their handicap difference is eight shots or more, says Golf Digest's Dean Knuth. "The good player makes a lot of net pars and a few net birdies. The other player occasionally makes a net birdie or eagle to really lower the team score." The USGA recommends subtracting 10 percent from a team's handicap (which is usually 90 percent of the combined total) when the difference is eight shots or more. However, they make this reduction only in stroke play. Can you say match-play loophole?